For most people, travel entails heading away on an annual holiday or vacation for a week or two. Most of us will save enough throughout the year to book a break to an all inclusive resort in a hot and sunny location. Alternatively, we’ll book the trip and then pay the balance off in monthly instalments in the lead up to the getaway date. But if you’re planning on travelling the world for a longer period of time, or more regularly than once a year, you may have to manage your finances in an altogether different manner. Here’s everything you need to know about managing your finances as a regular traveller!
Clear Debt Before Getting Started
If you have your sights set on travelling the world, but have outstanding debts, it can be tempting to ignore your debt and make minimum payments on what you owe while you travel. But generally speaking, this isn’t the best approach. Not only will it weigh on your mind when you are meant to be enjoying your experience, but it can often prove difficult to generate sufficient money while you’re travelling to survive and meet extra payments for loans and credit cards. So, clear your debts before you go travelling. This may seem difficult, but where there’s a will there’s a way. Some questions to ask yourself and research include:
- Could I benefit from consolidating my debts?
- Should I balance transfer to an interest free account?
- What steps can I take to clear my debt more quickly?
Save Money
It can be tempting to book your trip as soon as you get the money together for your flight out and accommodation. But you really do need to have some savings behind you if you are going to go travelling. This will provide you with a security blanket, ensuring you have enough money to tide yourself over or get yourself home if you are impacted financially while you’re away. Always have at least the money of a flight home available in your bank account.
Find a Remote Position
Working while you’re away can help to generate income during your travels. Not everyone wants to work in a hostel or bar. So, try securing a remote and freelance position before heading away. This will help you to maintain yourself and earn money for treats and extras.
Invest in Insurance
Travel insurance shouldn’t be an optional investment when you go travelling. It needs to be essential. This will protect your belongings and ensure that they can be replaced should you lose anything or should anything be stolen. But this isn’t even the main financial protection that a good insurance policy will provide you with. Insurance will also ensure that any medical costs while you are away are covered. This can prevent you from plummeting into debt if you require any medical attention while you’re away.
These are just a few suggestions that can help you to effectively manage your finances as a regular traveller. Hopefully, they’ll help you out!
*Contributed Post*
As some of you know, my precious mama and I are embarking on a new adventure starting this week.
We are moving back to Tennessee after 5 years away! There will be more details to come, but for now we appreciate your prayers for us.
There are tons of details we are finishing up and I find myself in lots of tears often as we say goodbye to a place that is incredibly dear to our hearts.
Thank you for your prayers as we prepare in these final days to move, for our safety as we travel, for our hearts as we return to Tennessee after all of these years away (for the first time) without my precious daddy, and for our transition... thank you for all of your love and support.
Taking care of your teeth is hugely important - from physical to mental health, our smiles have a huge impact on the rest of our health that you may not ever have realized. Delaying or avoiding dental treatment because of perceived cost or fear can be a real issue, but all it means is storing up problems for further down the line. Good oral care has so many benefits, and it's up to you to make sure you get regular appointments with the dentist and hygienist and look after your teeth at home in between with flossing, regular brushing your teeth in the right way and mouthwash. If you neglect your teeth it can be very difficult to come back once decay sets in. We need to take steps to safeguard our oral hygiene, pass the message on to kids by teaching them great habits and if we care for our elders, making sure their teeth are looked after too. Here's why you should care about keeping a bright smile.
Never Fully Dressed Without A Smile
The impact of not looking after our teeth and perhaps developing serious issues. We could then find ourselves in need of a Dentist, Dental Implants, Dentistry to correct smiles that are discoloured or perhaps missing teeth. Then we don't smile out of embarrassment, and this can have a huge impact on our relationships with others and how we interact with the world. When we smile, it sends a signal to our brain that all is well and helps to release serotonin, the happy hormone that regulates our mood. A world without smiles can really alter how we feel and the perceptions that others have of us. And that can impact our lives in more ways than you may first think! Literally our whole experience of the world can be affected if we don't smile because of bad teeth.
A Healthier Heart
We are beginning to understand more about the importance of good oral hygiene in maintaining heart health as well. Inflammation and disease of the gums leads to a higher risk of heart disease, so it's very important to move flossing further up your daily agenda, especially if you have a family history of heart disease. Similarly, there are also links to the development of diabetes, as gum disease affects blood glucose. With diagnoses of diabetes on the rise, it really is time to take care of your teeth.
Better Weight Loss Results
If you need to lose a few pounds, or are trying to maintain a healthy body weight and change your relationship with food, then a clean mouth is another key to success. Brushing your teeth and using mouthwash can help with portion control, because when we brush it sends a signal to our brains that we have finished eating. You can use this trick by brushing and flossing straight after a small healthy meal, to stop yourself from eating seconds or indulging in a sugary dessert. Carry a small travel toothbrush and paste, Insta Floss or a compact bottle of mouthwash with you and you can practice this trick and have fresh breath all the time.
*contributed post*
We’ve all been there, your head is throbbing, you feel like you’re going to be sick, it's like you’ve suddenly gained twice your weight and any type of noise hurts your head even more. Hangovers are not fun with any stretch of the imagination. But our bodies are punishing us for taking it too far, enjoying ourselves at the party last night and not being careful. Well, we can say sorry to our bodies by doing a few things.
A good hearty breakfast
As much as you may not want to, you have to eat something. It might feel like a chore because you’re so tired and groggy, but you should have a good hearty meal to start the day. Make sure you have meat, fat, vegetables, and carbs all in one meal. This is why people like the Full English breakfast because it's packed full of calories and has a bit of everything. You can also have toast, with bacon and fried vegetables such as bell peppers, mushrooms, onions, and tomatoes to name a few. The additional minerals and nutrients will minimize the symptoms of your hangover and the important vitamins will slowly wash your insides.
Don’t fight the hurl
When you feel like vomiting in the morning, don’t fight it. Don’t try to take any kind of medicine or treatment that will prevent you from throwing up. Your body is doing the right thing, it's trying to expel the bad chemicals and waste product in your gut and system. This is all part of the healing process when you have a bad hangover. Read this brilliant article to see what affects a hangover. It depends on your age, weight, gender, and lifestyle. They say you should vomit if you can and this will speed up your recovery. However, taking some pain killers will also relieve some symptoms and allow you to get to work on time and be in good general health throughout the day.
Drink away
Drink a lot of water and by a lot, we mean A LOT. You should try to consume 1 liter of water at breakfast if you can. If you think about it, this isn’t that much. You’ll be feeling very dehydrated anyway so you can probably manage to drink 2 liters of water. This flushes out your system, quite literally. Water is great for removing toxins, general waste products, and keeps your system healthy.
Don’t drink again
They say that alcohol itself is a good hangover cure but it's a little more nuanced than that. When you drink alcohol, the methanol is converted to formaldehyde. This is a toxic chemical compound that makes you feel tired and as if you have aching muscles. By drinking, the process that is done to convert the methanol is prevented from occurring. However, this leads to bad habits and alcohol dependency. You will also become more hydrated and it will limit your choices throughout the day, i.e. not allowed to drive to work in the morning.
This has been your guide to smoothing over a hangover. But, don’t drink until you can’t walk. Don’t put yourself through this horrible feeling in the first place.
*contributed post*
*contributed post*
Happy Tuesday friends! Today I am so excited to share this Maine travel book guide from Moon Guides! I was so honored to be contacted and asked to contribute a picture/quote and see hold this book in my hand is so very exciting!! (You can find the book HERE!)
I was SHOCKED when I opened the book and found that they had placed the picture and the quote on the inside back cover!!
I have loved exploring different parts of Maine over the years and the articles on Maine have remained some of my all time read posts on the blog (click HERE to find the all!)! I love hearing about trips that have been taken (and those that are being planned) from this beautiful part of the world and love that I have been a small part of that! This book from Moon Guides is full of amazing ideas and already has me preparing for another trip back to Maine very soon!
I know so many of you are missing traveling in this season (ME TOO!). One of the things that I am doing is dreaming and planning future trips with my loved ones and friends and this book is a great place to start! I am so honored to be a little part of it! Thank you again Moon Guides for the honor of being part of your project!! The final project is incredible!
You can find the book where books are sold and on Amazon by clicking HERE! Let me know what you think!
Happy Tuesday! I hope that you have a wonderful day with loved ones!
Thank you so much to Moon Guides again for letting me part of this incredible project!!
Thank you so much to Moon Guides again for letting me part of this incredible project!!
Happy Monday friends! I hope that you had a wonderful weekend!
I wanted to give an update as Zoey and Preston left yesterday for Germany! I have been in contact with Zoey and we are rejoicing that the first flight was smooth and peaceful! Thank you so much to all of y'all that were praying!
I wanted to give an update as Zoey and Preston left yesterday for Germany! I have been in contact with Zoey and we are rejoicing that the first flight was smooth and peaceful! Thank you so much to all of y'all that were praying!
As Zoey and Preston begin this new adventure and season, I am so excited for the people of Kandern, Germany to get to live and do life with these two incredible human beings. Their love for God and others is a courageous inspiration, especially with all that is going on in our world.
If you didn't get to read my original post (click HERE) about how I know Zoey and Preston then you may not understand how grateful I am for these two people. I can personally attest to the beauty and love that they will be bringing to the BFA community and Kandern, as a whole.
If you didn't get to read my original post (click HERE) about how I know Zoey and Preston then you may not understand how grateful I am for these two people. I can personally attest to the beauty and love that they will be bringing to the BFA community and Kandern, as a whole.
I have full confidence that these two and can't even imagine how they will change the course of children's lives, staff members, and the people of Kandern in the coming two years. Thank you so much for partnering with them, for your love and support each year of the different campaigns and fundraising we do here at Caravan Sonnet, and for investing in the lives of people you will never even meet here on earth.
Even though Zoey and Preston are at 100% fundraising for their goal to go to BFA, anyone who has been involved in missions understands that there are still hundreds of expenses that are not part of the fundraising goals. These include travel expenses, food during travel (and before and after), obtaining certain visas/licenses/passport items, storage space, doctors visits and appropriate shots, etc, etc, etc. The list goes on and on. Each of these things add up so I am leaving the Go Fund Me Page Up for another month.
NO donation amount is to small (seriously y'all- EVERY SINGLE DOLLAR is a help!) and it is tax deductible! Please consider donating right now to help us meet our original goal of raising $4000 (click HERE!)
PS- PLEASE share this with everyone you know so that we can spread the word!
THANK YOU AGAIN for helping Zoey and Preston get to 100% of their goal and continuing to pray for them as they begin this new journey!! Please continue to pray for them as they continue to travel to BFA, their first few weeks (which will be in quarantine), and the beginning of their new jobs and adjusting to different time zones and a different country. Thank you again for all of your support for them!!
No one wants to think about their parents getting older, and not having the same abilities they once did. Unfortunately, it’s a fact of life for many people. The “baby boomer” generation is not only getting older, but they’re a huge portion of the population. By 2030, that entire generation will be over the age of 65.
While it’s important for everyone to take care of themselves while aging, sometimes seniors need a bit more help.
So, what can you do to make sure your parents (or other aging loved ones) get the best care possible and live life to the fullest during their golden years?
1. Know Just How Much Care is Needed
Different people need different levels of care as they age. A good rule of thumb is to sit down with your aging parent and discuss the daily, weekly, and monthly tasks they need help with. You should also discuss what they feel comfortable doing on their own, or what they would like someone else to do for them.
For example, your parent might be comfortable cooking and cleaning for themselves at home, but they might need someone to run to the grocery store for them each week.
By establishing this “plan” ahead of time, you’re less likely to become overwhelmed, and you can ensure your parent has everything they need to live comfortably.
2. Share the Responsibilities
If you have siblings, don’t be afraid to reach out and ask to share some of the care giving responsibilities for your parent. Remember, you cannot pour from an empty cup. There is no reason to run down your emotional, physical, and mental well being as you try to do everything for your parent.
Even if you don’t have siblings, you can reach out to other family members or friends and ask about different ways they can help. Be specific when it comes to your needs. Giving people certain tasks can make things feel less overwhelming for them while it effectively removes things from your plate.
3. Hire Home Health Services
Sometimes, the care your parent needs may go beyond the scope of what you can do or what you’re comfortable with. In these cases, home health services can be a huge help. They allow your parent to remain comfortable in their own home while getting the professional care they need. Typical home health services include things like:
- Physical therapy
- Nursing care
- Medication management
If you want to know more about home health care services, check out https://serenityhomehealth.com/services/.
The bottom line? Aging in place is one of the best ways to ensure your loving parent is able to enjoy their senior years. While you certainly want to be able to provide the best care possible for them, that doesn’t mean you need to wear yourself thin.
Keep these tips in mind if your parent has started to need more help, and don’t be afraid to ask for help of your own if things start to become too stressful or overwhelming.
*contributed post*
As some of you already know, this week is a week of saying "goodbye" to a beautiful and wonderful season of being the Director of International Students this past year. I know that I have already said this (many times in the past couple of weeks) to my precious students, my incredible host parents, and the amazing community that I have been blessed to work with, but once again I want to say "thank you".
It has been a wonderful and inspiring season and I will truly miss all of you. On Monday I cleaned out my cozy office (and the white lights - but left the water JP! Haha!) and as I stood there in the doorway, countless memories flooded back. There has been so much "life" that has happened within that space it feels "holy" in many ways. I smiled and had tears of gratitude. Thank you to each of you that have made that happen.
Shortly after I started in my job I painted a verse that I had been recently introduced to from a Robin Jones Gunn book on my wall. It became the prayer of my heart for all who entered and for myself. As I leave, I confidently and joyfully look forward to these next steps and season for all of us. Thank you again so much. I love you guys.
We joyfully and confidently look forward to becoming all that God has in mind for us to be.
Shortly after I started in my job I painted a verse that I had been recently introduced to from a Robin Jones Gunn book on my wall. It became the prayer of my heart for all who entered and for myself. As I leave, I confidently and joyfully look forward to these next steps and season for all of us. Thank you again so much. I love you guys.
We joyfully and confidently look forward to becoming all that God has in mind for us to be.
// Romans 5:2 //
The stories you have heard are true. Disney World is if not the happiest place on earth than certainly one of them. This is true regardless of your age and it’s definitely not just for kids. Did you know that there’s no such thing as a lost child at Disney? After all, how could any child be lost at the happiest place on Earth?
Of course, you might be wondering whether you can still enjoy Disney if you are suffering from chronic pain. According to the latest research, 21.8% of individuals suffer from high impact chronic pain so you’re definitely not alone with this fear. Rest assured Disney is suitable for those who are suffering from chronic pain. You just need to make sure that you aren’t making some of the more common mistakes.
Forgetting Off Days
Ideally, if you are visiting Disney with chronic pain, you do want to make sure that there are off days in your plans. Remember, Disney World is roughly the same size as the city of San Francisco. That’s a lot of travelling and a lot of stress that could exacerbate any pain you're feeling. Luckily, Disney is perfectly suited for off days. If you are staying at a Disney hotel, you’ll find that there are several pools to enjoy the property. You used to be able to pool hop between different hotels but this is now actively discouraged. However, you can still enjoy the different restaurants and activities that each hotel provides.
Alternatively, you might want to think about heading to one of the two water parks that Disney has on-site. There’s Typhoon Lagoon and Blizzard Beach. Both have massive lazy rivers and there’s nothing stopping you from spending a morning drifting around either of these attractions.
Avoiding Alternative Medicines
You might not have found much luck with the typical medicines available for your chronic pain. But what about alternate medicines? CBD solutions are legal in most states across the US when they are used to treat chronic pain and that does include Florida. This means that you can take CBD products into Disney World and products that you can consume will often be the best choice here. If you look to Urban Greenhouse and similar businesses, you’ll find various types of edibles that could be perfect for a trip around Disney World.
Make sure to speak to your doctor about this possibility and check that this is the right solution for you.
Choosing The Wrong Hotel
We have mentioned before the importance of staying in a Disney hotel if you are suffering from chronic pain. This is going to provide a vast range of benefits. However, if you have never been to before, you might not be aware of just how many hotels there are. It’s important to make the right choice here. The best option is always going to be a hotel that is close to different attractions.
If you are travelling on a budget, then our recommendation would be the Art of Animation resort. The new Skyliner system means that you can easily access both Hollywood Studios and Epcot. From Epcot, you can also get the Monorail straight to the Magic Kingdom. Of course, if money isn’t a major concern then you can book a room at one of the luxury hotels closest to the Magic Kingdom. The Contemporary Resort is the nearest you can get to the most popular park on the property.
Forgetting To Ask For Help
Customer service at Disney World is exceptional and cast members are always ready to go the extra mile to help anyone staying at Disney World or visiting the theme parks. To get the most support, you should make sure that you are contacting Disney World before you travel. Their contact points are always open and they will be able to provide a range of different support options. If you are staying at a Disney hotel they can make sure that you get a ground floor room, if this is going to be more beneficial to you. They can also make sure that you get a room near the dining area as well as other facilities. You can also ask for help once you arrive and staff are still going to do everything they can to make you as comfortable as possible.
Failing To Learn The Tricks
There are a lot of tricks to visiting Disney World. For instance, if you visit the Vacation Club tents scattered around the parks, you can usually earn about four extra fast passes for certain rides. You might also be interested to know that certain attractions can be seen from various points in the park. For instance, many people are not aware that Happily Ever After can be viewed and heard from the back of the castle, away from the massive crowds.
We hope this helps you avoid some of the key mistakes that people often make when visiting one of the most wonderful places for a vacation.
*contributed post*
There are some HUGE changes coming about in the next month (will be sharing more soon, but in the meantime we appreciate prayers!). I have been finding such peace, comfort, and encouragement in the following verses. If you are staring at these next weeks and months as a time of change like we are, I hope they encourage you too...
The people who survived the wars have found favor in the desert. The LORD appeared to me in a faraway place and said, “I love you with an everlasting love. So I will continue to show you my kindness. Once again I will build you up, and you will be rebuilt, my dear people Israel. Once again you will take your tambourines, and you will go dancing with happy people. Once again you will plant...
The people who survived the wars have found favor in the desert. The LORD appeared to me in a faraway place and said, “I love you with an everlasting love. So I will continue to show you my kindness. Once again I will build you up, and you will be rebuilt, my dear people Israel. Once again you will take your tambourines, and you will go dancing with happy people. Once again you will plant...
// Jeremiah 31:2-5 //
[Photo taken in Seward, Alaska in August 2019 at the beautiful Seward Windsong Lodge while exploring on a beautiful morning walk.]
[Photo taken in Seward, Alaska in August 2019 at the beautiful Seward Windsong Lodge while exploring on a beautiful morning walk.]
Happy Wednesday friends! It is hard to believe that we have started the first day of July! The days feel like they are flying by!! Today I am so excited to share my book, movie, and TV review with y'all for June! Before I start though- if you have any suggestions for me for July please let me know! I am constantly looking for new ideas so please pass on your suggestions! A full disclaimer: I definitely chose to go with really easy-reading and non-serious books this month. It was a full month of learning about heavy subjects and dealing with some personal things so I was looking forward to reading "lighter" things in my reading.
Books
{one}Being Known
I have shared so many times here on the blog about my love of Robin Jones Gunn's writings and so when her newest book was released this Spring I was so excited to save up my pennies and read it. I really enjoyed it and it had some things to really think through that I think are so relatable to lots of people (especially if you are married) with the concept of "emotional affairs". I haven't seen another Christian book address this in a tender way like this one did and so I would whole heartedly recommend it.
Similar book recommendations that I have read by Robin Jones Gunn that I would recommend to this book:
This was the first book in the series (but you could read them as stand alone books too) that I have talked about this book SO much on the blog - but it truly was something that I feel was her best book ever written! I took away so many precious nuggets from the story, cried and laughed through it and was completely encouraged. You can find it to purchase HERE.
Also by Robin Jones Gunn, this series (not written in first person *smiles*) is incredibly sweet and encouraging. You can read the books in any order but they do loosely follow and build on each other if you want to read them in order. And guess what? Hallmark is releasing the first book in the series (Secrets) as a Christmas movie this December! I am SO excited!
{two} Finding Stephanie
Years ago I discovered Susan May Warren as a writer and had read her 3 book series, "The Team Hope" collection (you can find it HERE). I found this book (the third in another series that she wrote in 2009 and thought I would try it. Honestly... I was bored. It felt like a bad Hallmark movie and I was bored reading it. I appreciated the message that was being conveyed, but it just didn't hold my attention and felt that the story was incredibly drawn out and dramatic. I hate to say it but I really can't recommend this unless you are looking for a very cheesy book.
{three} Dark Ambitions
Discovering Irene Hannon's books years ago was such a delightful treat. I enjoy her mysteries a lot and over the years there have been different ones that I have thought were really great. They are clean (not graphic) and have great character development along with an interesting story and plot line. I was excited to read her newest one, Dark Ambitions that came out this past year. It was interesting and had a twist that I didn't see coming. I would definitely recommend it.
Another thing that I enjoyed was the way that she brought in characters from one of my other favorite series (Private Justice Series) by her and it felt like you were being reunited with old friends. *smiles* I would definitely recommend this one!
Similar book recommendations that I have read that I would recommend to this book:
Movies & TV
Life is so busy at the cabin that we haven't watched any TV or Movies this month so I will definitely share more in the coming months! In the meantime we are loving the opportunity to read and talk and hang out!
If you are curious about other book reading lists I have done in the past you can find those posts below:
2020 Book, Movie, and TV Reviews
2019 Book, Movie, and TV Reviews
2019 Book, Movie, and TV Reviews
Thank you so much for reading today! What about you- what have you been watching and reading that you would recommend?
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